About YFB

Three years ago, I, Esperant Kazzembe, decided to take control of my financial future. Every paycheck, I tracked where each dollar went—budgeting carefully, cutting unnecessary expenses, and setting aside money for both short-term goals and long-term security. I started investing for retirement, learning how to make my money grow instead of simply letting it sit.

Over time, I saw the power of planning. My savings grew, my investments became more strategic, and my financial stress faded. Friends and family began asking me how they could do the same. That’s when I realized—this wasn’t just a personal habit, it was a skill I could share.

Today, my mission is simple: to help others create a plan that works for them—whether it’s budgeting smarter, investing wisely, or preparing for the future. If I could turn my salary into a tool for freedom, so can you.